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Never ever...ever...never...never ever ever....

Started by RockMyAmadeus,

45 posts in this topic

B3AST

B3AST

Posted
Posted

I have actually had Payal deny me using a credit card. On calling them and escalating they said something about the transaction wont let me use a credit card. They said no matter how many different cards I tried for that transaction it wouldn't go. The only option I had was link to my account or buy one of those GreenDot cards.

 

No matter what we are a their mercy

 

 

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toysmania

toysmania

Posted
Posted
...buy something via Paypal with anything other than a credit card, unless you know and trust the seller.

 

Don't do it.

 

Seriously.

 

 

Edited. Just read your other post. hm so buyers are not 100% protected after all eh.

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RockMyAmadeus

RockMyAmadeus

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Yep, I agree. If you know and trust the person then paypal personal is cool.

 

Paypal personal is NOT "cool" for purchases of goods or services, regardless of how well you know and trust the seller, and regardless of how much it's used around here. Using personal to pay for goods or services is a violation of Paypal's TOS, and theft.

 

 

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RockMyAmadeus

RockMyAmadeus

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As a buyer, what is the difference between using a CC and bank account in terms of fees, how quickly payments clear, etc. ?

 

If you use instant transfer, there's no difference in speed of payment between bank account and CC. E-checks do take 4-7 business days to process. Fees are the same, regardless of method of payment, for the purchase of goods or services, and are charged to the recipient.

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somewhereintexas

somewhereintexas

Posted
Posted
As a buyer, what is the difference between using a CC and bank account in terms of fees, how quickly payments clear, etc. ?

 

If you use instant transfer, there's no difference in speed of payment between bank account and CC. E-checks do take 4-7 business days to process. Fees are the same, regardless of method of payment, for the purchase of goods or services, and are charged to the recipient.

 

The maximum fee for an e-check is $5.

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Vpcomix72

Vpcomix72

Posted
Posted

4.1 Receiving Personal Payments. If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments.

 

Copied directly from my User agreement via Paypal.com

 

RMA sounds about right to me...

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RockMyAmadeus

RockMyAmadeus

Posted
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As a buyer, what is the difference between using a CC and bank account in terms of fees, how quickly payments clear, etc. ?

 

If you use instant transfer, there's no difference in speed of payment between bank account and CC. E-checks do take 4-7 business days to process. Fees are the same, regardless of method of payment, for the purchase of goods or services, and are charged to the recipient.

 

The maximum fee for an e-check is $5.

 

Thanks. Forgot about that.

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RockMyAmadeus

RockMyAmadeus

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Using personal to pay for goods or services is a violation of Paypal's TOS, and theft.

 

 

:baiting: You can only arrive at that conclusion by reading the examples from the FAQ into the UA. No such limitation exists in the UA. Sorry, but you are still wrong. :foryou:

 

Nope. Sorry, but it is, again, you who are wrong. :foryou: Paypal's User Agreement, section 16 "defintiions":

 

https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=ua/UserAgreement_full&locale.x=en_US#13. PayPal Purchase Protection.

 

"“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend or paying a friend back for your share of a lunch bill."

 

Emphasis mine. Right there, in the Paypal User Agreement. Personal payment means "without a purchase." If I am purchasing a good or a service from you (note the verb), I am violating Paypal's UA.

 

That's ok, I still think you're the bee's knees. :cloud9:

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DrWatson

DrWatson

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Using personal to pay for goods or services is a violation of Paypal's TOS, and theft.

 

 

:baiting: You can only arrive at that conclusion by reading the examples from the FAQ into the UA. No such limitation exists in the UA. Sorry, but you are still wrong. :foryou:

 

Nope. Sorry, but it is, again, you who are wrong. :foryou: Paypal's User Agreement, section 16 "defintiions":

 

https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=ua/UserAgreement_full&locale.x=en_US#13. PayPal Purchase Protection.

 

"“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend or paying a friend back for your share of a lunch bill."

 

Emphasis mine. Right there, in the Paypal User Agreement. Personal payment means "without a purchase." If I am purchasing a good or a service from you (note the verb), I am violating Paypal's UA.

 

That's ok, I still think you're the bee's knees. :cloud9:

Again, there's that fantastic cutting and pasting ability.

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