My first credit chargeback run-in with PayPal / eBay.

[jeff2004]

I feel your pain because I got ripped off for over $300 when I tried to buy something from a guy in germany 2 or 3 years ago.

 

I have heard of lots of problems with Paypal. I feel lucky because I have not encountered any. As a former seller of video games on ebay, maybe I can give some advice. Make sure everything you ship (or at least everything over $100) is shipped via UPS or FedEx. This way it gets tracked and you have online proof that they got it. Now, I have not dealt in any extremely large transactions (say over $1000) but if you are doing that kind of volume you should be taking cashiers checks or maybe even credit cards directly (if you are making enough money per month).

 

Also, I can't believe discover card would not reverse a paypal transaction. I would probably just cancel their card if they did that.

[Mephisto]

I once had and ebay account Hijacked and was fortunate enough not to have my PP account hijacked at the same time. I had read horror stories of ebay and PP accounts being hijacked at the same time and bank accounts emptied when the hacker went and bid on stuff and then paid. I stopped using paypal after reading all those stories and don't use ebay as much either. I highly recommend to make sure you have a different password for ebay and paypal. My Hotmail and Ebay accounts had the same PW and were both hijacked but my PP account was a different PW and I was able to keep control of it. I immeadiately deleted all CC and Bank accounts linked to Paypal and closed out my account.

 

"Now I can no longer use Paypal and it's a pain when sellers only accept Paypal"

 

I hear you on that but there are so many books out there I want they I'm sure I can find something else to [!@#%^&^] my money away on. I was interested in one book and asked the seller 2 times if he accepted payment besides PP with no answer. I was willing to bid 2 times the amount the book sold for. So guess what I emailed the buyer who unbeknownst to me turned out to be RipVanSleep and offered him what I was originally willing to bid. Other than having to wait a few days for an MO I don't see why some sellers only will PP since it limits who may bid.

[jeff2004]

As eventually one day I will sell some of my comics on "Ebay" would a safer bet for payment through money order and to wait for it to clear be safer option or does it mean a new system of payment has to happen before everyone feel more secure to fork out the money?? ....

 

You can never go wrong with money orders. I know western union offers a similar service to paypal but I never tried it. I used to use billpoint occasionally but I didn't like it as nice as paypal since you couldn't store money in your account. I think that is one of the nice advantages of paypal.

[thecomicsheet]

Today I just got confirmation that PayPal put $179.38 back into my account.

 

I can't believe my luck!

 

I think 3 things saved my backside on this one:

1. The buyer had a PayPal confirmed address, and

2. I used Delivery Confirmation, and

3. I was under the $500 limit PayPal sets.

 

Thank you PayPal.

[Aces]

You lucky soul...

[rinnson-migration]

I friend of mine had $1200 removed from his account by paypal for a pinball machine he sold. There is a record of the person receiving it but paypal did not care.