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aleksicwon
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Posts posted by aleksicwon
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On 1/18/2022 at 1:03 PM, revat said:
If you have a specific question to ask, then ask it with details. The details matter.
I don't appreciate you being rude to me . I have done nothing wrong . My specific question was has anyone successfully applied for a loan for comics . Then I explained I want it for some big keys . Then you come here pounding the table , what is your problem ? Go away please .
- Cat, theCapraAegagrus and awakeintheashes
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On 1/18/2022 at 12:44 PM, William-James88 said:
No, but as a banker, I am telling you exactly the option you have if you want to apply for a bank loan for comics. Go to your bank and ask for a personal loan, see how much they allow you to borrow.
Thanks . What about using my current collection as collateral , will that work ?
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On 1/18/2022 at 12:32 PM, William-James88 said:
You have to take out a personal loan and use your current capital as the collateral (ie your house).
You cannot take out a loan and use the worth of the comic you wish to buy with the loan as collateral.
Alright , I know about collateral ... so have you successfully applied for a loan to buy comics ?
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On 1/18/2022 at 12:12 PM, revat said:
If you're seriously considering it, you should probably provide a few more details if you want help or advice.
I don't know if I have much detail just I would like to buy some big keys like AF 15 and a few more , maybe 100k max value .
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Has anyone here successfully applied for a loan or line of credit to buy comics ?
Just wondering if this is something I can do . On the loan application , one of the reasons is "investment" so
assume buying comics falls under that heading .
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On 12/18/2021 at 2:49 PM, PovertyRow said:
Not required to close the lid. But the one I used to use was 8.5 x 11. Not too big a deal to scan the book and the label seperately.
Yeah I don't know man , just can't make myself go half way on it , has to capture the whole case . Anyway looks like I am back to figuring out how to use my camera properly .
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On 12/12/2021 at 12:28 PM, PovertyRow said:
Not off the top of my head. I had an old Epson many years ago that worked for slabs but it would only run on XP and earlier.
Just do a search for "CCD Flatbed Scanner" and you will get a good amount of information and models. If you see some that look interesting check the specs and make sure it actually is CCD technology.
Looks like the CCD Flatbed Scanners that are 8.5" x 14" are too expensive for me . There is an epson 8.5 x 11 that is affordable but if it is not going to fit the cgc case , it is not worth it . Can you tell me if the plustek 1180 scanner is acceptable ? it is not CCD though i think .
So it is not required for the lid to close ?
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On 12/11/2021 at 11:54 AM, PovertyRow said:
Regarding scanners, some do an excellent job with slabs but others are blurry because the book inside of the slab is not actually in contact with the glass but a small distance above it. You should look for a CCD (Charge Coupled Device) scanner rather than a CIS (Contact Image Sensor) scanner. The CCD scanner will produce those sharp slab images with crisp text. You can cut down on cost by getting an 8.5 x 11 scanner and scanning the book and then the label (with a bit of the book showing). Otherwise an 8.5" x 14" will fit the whole thing perfectly. Definitely an added expense but great if you plan on listing a number of books or listing fairly frequently, plus you have a scanner for other uses as well.
Do you have a make and model in mind ? Seems not easy for me to find after brief search ...
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I will look into the scanners you guys are mentioning , thanks for all your suggestions .
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On 12/11/2021 at 7:36 AM, shadroch said:
For about $30, you can buy a kit that has proper backgrounds that eliminate most glar and reflections. some even have a camera tripod.
Look for light box kits.
Yeah I have a light box kit , not helping me , I guess I am not using the light correctly . Don't get it .
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Anybody have tips on how to properly take pictures for selling on Ebay ?
It's like I have tried so many times and my photos keep getting glare and reflections on the CGC cases .
I don't know what to do . What is the proper setup ? -
On 10/17/2021 at 7:55 PM, shadroch said:
If everything on MCS is over-priced, that seems to be the place to sell your books. Take the cash and buy wherever you find the books you want for the price you wat.
I am not going to overprice my book ; i want to just get a quick sale on my books and fair price .
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10% fee for direct sales :
https://www.ha.com/information/comic-book-online-market.s
Anyway , what bothers me , is I want to sell on mycomicshop and keep the winnings as credit to buy a big key
but everything is overpriced and the auctions are not very good , not likely I will find what I want .On the other hand , I won't have that problem on HA but not sure how easy it is to sell there .
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On 10/17/2021 at 4:55 PM, comicdonna said:
"...Versus Heritage is what, 15% seller and 20% buyer?
No , it is 10% for consignment . What you are quoting is auction rates . Seems to be a confusion between what is consignment and what is auction .
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On 10/17/2021 at 1:23 PM, comicdonna said:
Unless you have worked out a special deal with Heritage, the percentage between the two is a huge difference. As far as which place is better? That would depend on what you have to consign.
Really ? But HA is 10% and MyComicShop is 8% ... maybe you are thinking of auction rates , i am talking about consignment .
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Which is better to consign with , Heritage Auctions or MyComicShop . I assume MyComicShop but maybe I assume wrong ?
The difference on commission is not much .
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3 hours ago, RareHighGrade said:
Maybe the issue is simply my inability to successfully navigate their new website.
I agree with you 100% , their site is very poorly organized .
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1 hour ago, Albert Thurgood said:On 1/25/2021 at 12:19 AM, Albert Thurgood said:
I got down to the last 10 issues of the last box and found these two copies. It was just amazing, especially as I had no recollection of buying either one of them!
I have heard a lot of stories like this, and that makes collecting fun. But this is the first time anything like that has happened to me!
That second copy looks really high grade after a press . 8.5 or better , anyone ?
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14 minutes ago, Funnybooks said:
When I first started out , I had this confusion too . But is not correct . The buyer is buying at fair market value . The seller is the one getting burned . Let's say FMV is $500 ( as per GoCollect ) . You are likely to get the book at $500 . The seller however is only getting $417 ( 20% less for commission) .
I don't know why they call it "buyer's premium" . I think it is a marketing gimmick to hide the fact that the seller is getting burned . It is just commission that seller has to pay .
Agree with @Junkdrawer
The seller knows what the fees are leading into the transaction to sell on any of these platforms...HA, Ebay, C-Link. ComicConnect...I would hardly say that the seller is getting burned if they willingly decide to conduct business in this manner...
How else would an auction house make money unless they are charging a seller, a buyer or both?
Well , I am going by real estate rates which are like 6-7% . Altogether , would be paying 35% on HA . No way I am doing that . Anyway , I am unfollowing this thread as I am not interested in getting into a debate with you guys . Bye bye .
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Just now, Funnybooks said:
The "fee" can also be zero or if the piece(s) is "unique", the pot can also be sweetened in other ways
Ok , so I guess the BP is never negotiated ? I heard this before of course , that the fee is negotiated . I was assuming it was the BP . Did not know there was a SP . Sounds like the seller is stuck with a 20% commission no matter what .
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7 hours ago, lou_fine said:
Surprised you were not aware of this as all auction houses charges the consignor a Seller's Premium.
Never sold anything on auction . There is a first time for learning everything .
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38 minutes ago, lou_fine said:
The Seller's Premiums ... the SELLER who ends up paying for both the BP and the SP because this is the sum of the monies that he will not be seeing out of the sale.
Whoa , this part I did not know ; that the seller is paying an additional "Seller's Premium" as well . That is just insane to me .
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1 hour ago, Randall Ries said:
So, you are saying I'm confused when it's called a "buyers premium" and when I put the book into queue the premium is added to the sale price? I go to buy the 9.0 All Star 7 and there is a $300 add-on to the price plus tax and shipping and that's not a buyers premium?
The buyer is paying what he is willing to pay based on supply and demand . Everyone pays tax and shipping . This is fair market value . The seller is paying 20% commission .
If the seller wants to go and now buy the same book back , he has lost his buying power . It is the seller that is getting hurt . I am just explaining the facts . I don't want to get into any argument here and I don't see the need for one, I have just tried to be helpful to let you understand the facts , that is all .P.S. When you bid at HA , what you will pay is already displayed . There are no surprises when you go to checkout , no premium is "added" .
This what you see under the bid button :
next bid : $95
w/bp : $114So you know you are bidding $114 . Who cares how it is reported . You know you are bidding $114 .
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40 minutes ago, Mmehdy said:
The same thing on real estate who is paying, they are saying seller...but in reality it the buyer cash....
Buyers pay what they are willing to pay based on supply and demand . Seller pays commission .
bank loan for comics ?
in Newbie Comic Collecting Questions
Posted
Have news for you . Not desperate for answers . Curious if anyone here has experience . You want me to be desperate is that it ?
Haha , you guys are a joke . IF YOU DON'T HAVE AN ANSWER THEN DON'T REPLY . You see how easy that is ? Instead you come in here to comment on something that is none of your business . You have no answer and you come here for what exactly ? Ah you know what I am talking about . You are the emotional ones and you want to spin it the other way . LOL . Now I will turn off my notifications , bye byeeee .