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Insurance Policies for Art?

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I'm not sure if this topic has already been discussed before but does any collector or dealer have any insight and opinions about insurance policies for comic art?

 

I usually see some insurance companies at comic conventions but how do they compare to standard "renters insurance" or "homeowners insurance"?

 

Has anyone actually collected on a policy if their art was stolen or destroyed in an accident (i.e., fire)?

 

Thanks

Cheers!

N.

 

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