Their is nothing set up in the UK to make this easy.
A home insurance policy wouldn't do.
A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.
How do you prove what you have or what value it is, if you were thinking along those lines ?
I have 3 rooms of comics + loft + garage.
Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.
I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs.
USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.
If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.
For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.
I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.
USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.
That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company?
Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle.
I very rarely sell comics so have little or no knowledge of value or grades of books I bought years ago.
I am only looking at values of whats in front of me when I am buying.
I have lots of duplicates from years of upgrading and I dont know the condition of 80% of my collection as I had the info stored on PC but a virus killed it.
My collection is 40 years old and I probably still own 99% of everything I have ever bought.
I have at best guess upwards of 75000 comics.
I only have about 400 slabs as I only collect Signatures series and stuff I cant find raw.
To work through all of these, trying to work out what is worth what, is just not practical for me as I work full time.
I guess I will just have to continue to take my chances.