What are you talking about? Do elaborate, or are you going to edit your comment yet again? What does the term inflated have anything to do with what we are talking about now? The proper term would be going rate; not inflated rate.
I am actually pursing a doctorate, so learn to read properly before assuming as I recently finished my 2nd master's degree and am pursuing my doctorate simountaneously (sorry for the big word).
BTW, it is also so cute that you have a want list in your signature line. Maybe one day you will aspire to fulfill that list, since it is not a tough list at all...
Oh yeah...this was in my common box that I forgot I had, interested?
R_H
Rofl - Apologies indeed