uchiha101

The thing is at the time I had a job for myself that's why I was offered such a thing. They even offered to max out my credit limit to if I wanted

Let me clear some things up for you. I read all the terms and conditions, I am and was aware at the time of interest and all other associated charges with the credit card itself. Pride isn't something I shoot for. Also, you can make negotiations with your creditors and that's what you should be doing. Here's another correction for you friend, I said I'm not paying off that debt till I AM ready. Nothing more or less was said so don't put words in my mouth.

I didn't lie or exaggerate about anything. As soon as they saw me getting an income again to my account they offered me a credit card because they said I was eligible for one. Before I even did anything I asked to see all the terms and conditions and I read them over. After I read them over I agreed and signed for it.

At that time I had a job and for 10 months I was working for myself buying and selling comic books and video games

It's pretty frustrating to have someone like you come to my journal, not read what I've said and make assumptions from thin air. I pay taxes myself so don't go touting "Canadian tax payer" to me. Secondly, I told everyone what's funding buying comic books and the like so go read that as well. I'm glad it struck a nerve but again if you had read what I said. I dare you to say that very same thing to the government and see what they say to you. As for leaching off the taxpayer, I am a taxpayer myself. Whether you like it or not taxes are taken away from what you earn. Perhaps you didn't notice but I also said that I was applying and waiting to be approved for disability, you know the thing that has been suggested to me by my doctor and by my case worker as well some boardies. Gotta love you putting words in my mouth. Where did I say I was entitled? I got social assistance because I got approved for it and it's as simple as that. So what? You'll be angry and talk about taxpayer dollars again if I get approved for disability? Finally, for being a "contributing member of society" I have some goals that are financially and employment-based. 1. Get a job 2. Pay off my debts 3. Set up a business and become my own boss 4. Set up a corporation Oh, that reminds me will you get salty if I have a corporation and yell about "Taxpayer" money again?

Thanks

I can't properly quote you because I'm not sure how and it's messing up my laptop. But I will answer you. 1. If I had known what that something else is I wouldn't be calling it "something else" and of course I tried to check and see what it was. As for the information, it's literally not there AT ALL. All that comes up is my investing account, my bank accounts and nothing else. It's like the credit card has been wiped clean and I can't get updates as to what's going on except from them. 2. Again you're putting words in my mouth. Where did I say that I didn't want to pay off this debt, or find employment? I told everyone that I'm not paying it until I AM ready nothing more nothing less. I consider these two different things completely and I act accordingly. I already said I know what's happening to my credit score. That has nothing to do with how I treat others, how I work with them, and what I do with consignments. I have all 100% feedback on eBay and here for a reason Wall. 3. Wall, as for the cryptocurrency I said that I don't know till after my tax returns as in because I didn't feel like checking or doing it yet. 4. It's how I speak so let me be more plain with you then. I'm saying that because you frustrate me, always having something to say yet when I call you out for it you just deny things. I never even spoke about your lifestyle you did. All I was saying is it's easy for others to judge people's lives when you yourself haven't put anything on here. The expense of everything else? What do you mean that I'm not paying off this particular debt? That I'm on assistance? Frankly, I've had it with banks and how they've treated me so now it will be their turn to wait until I AM ready. 5. To say I've done nothing is just assumptions. So let me give you a rundown of things that have happened to me cool? 1. Left to go to cryptocurrency, made wins, losses, and broke even 2. Broke up with my previous gf 3. Removed lots of fake friends and had to deal with many false accusations 4. Found my new and current gf which died and came back. I know you won't believe this but that's what happened. I took her loss very hard, got suicidal and very depressed. Things didn't matter to me anymore really. 5. I've updated my resume and applied to jobs. 6. Was looking into subsidized housing but unless I become homeless there's a 6 year waiting period 7.I am getting tested and waiting for the doctor so that I can be approved for disability 8. I've paid off many of my debts 9. I've reconnected with some old comic book people and slowly getting back into things. 10. Became an admin and mod of a group in the cryptocurrency I invest in. 11. I have been in giving the cryptocurrency I invest it ideas directly. So please, just because YOU see no progress doesn't mean there isn't any let's make that perfectly clear Wall-Crawler

You're always full of something to say so let me straighten you out. First off, I have made every attempt to pay off that debt, call them to take off that additional charge, try to work with them on it, work on a repayment plan. Where on Earth did I say I didn't know?? Nowhere. Second, wherein all of what I said did I say I didn't take any of what happened seriously? Maybe you should read things over again because you make quite the claims yourself. I am more than happy to take responsibility for things and mistakes I've made so again go READ that. I wouldn't screw anyone over especially with consignments and we've already been over that from my last journal. There were a few boardies that agreed with your opinion but not all. Third, you again jump to conclusions. Where did I say this time that I did it this time to be "good at this!" for crying out loud you asked me this not too long ago so go read my reply to that Wall-Crawler. So now let me turn these tables and you and unlike you say what you did is that cool? You come here to MY journal saying how much of a waste of time it is, saying how I should be doing things much better, how I never learn, jumping to conclusions and saying and assuming things I haven't said in this new journal. I never forced you to come here and read this nor even participate you did that of your own free will. As for the things I do it's out in the open for people to read and I have nothing to hide. The people of this board can make up their own minds about whether to cosign or buy comics from me. Also, just so you know, things do change and not every whim and reason is written in stone.

Lmao, what would the movie be called? "The Misfortunes of Gabriel Kawa"

That's correct but I wasn't surprised by the monthly payments or interest. There was something else that would keep happening aside from that. However, it's been so long that they took the card off my bank account so I can't check.

No, I had only one credit card and had no trouble paying it off then they started adding huge amounts of money that I couldn't keep up with on top of the interest with it. I spoke to them many times about it and they didn't care. I tried to negotiate and they didn't accept or want to. So I said it and haven't made a payment to them since that time. I'm aware of what is happening. I will focus my efforts on other debts.

I still do and also the banks. The banks as far as I'm concerned can off. I tried my best to pay off that credit card debt, I called, I tried to negotiate and work out terms. They didn't listen and they kept piling on 100 bucks, 75 bucks every few days so I gave up and I'm not paying it off until I AM ready to do so. They did me this disfavor so now it will be their turn to wait and yes I'm aware of what will happen to my credit score. I'll let you know sometime after taxes what my profits and losses are

I am happy and my gf lives in the US and 10 hours away from me by car so there's that.

My gf is from the US. She has more than enough money of her own. No, you shouldn't assume things. I didn't say that I put my hope and dreams into cryptocurrency and video games. I said it's where my excess money is comic from to buy comic books. Yes, I'm sure it's not a death spiral Revat. I don't want to move to China nor teach English to people, nor be a "background white guy"

Unemployed. My living situation is I'm still with my parents. The point of GPA now of all times was that I want to buy and sell comics here and there as well as getting consignments. The cryptocurrency market is in a bear market and I want to buy more crypto, the free price guide that I was using became subscription based which I'm not too happy about, I'm adding another stream of side income, and I have a gf I want to see so I need to make a passport and have enough money to fly over there. I know you'll ask where I'm getting the money from so I'll answer that now. Profits from my video games, using my tax refunds, and cryptocurrency.

Woah that's pretty amazing stuff

I understand 100%. I'm not bashing you at all.

Not here to give a grade but to give advice. Careful about what you show to others here as you will get it snatched from under you especially at lower than FMV and a decent price. I've learned that lesson the hard way.

Congrats on the new blue label.

Haha trust me I'm good.

Of course. It's nice to see you again KPR

Aye but I'm not a shill account. As for eBay Fees mine are 15%

Thanks for the kind thoughts. Some of my situations have changed but not all of them.

I said what I can AFFORD to lose and no not zero dollars

I've been taking a break from comics but jeez this is very painful and horrifying to watch. From a collector and investor standpoint.