Do any folks here insure their collections?

[CheeseFrog]

Just curious... have been thinking on looking into this recently.

[Steeler Nick]

Yes. I use Collectibles Insurance.

[BarryAllen]

American Collector's Insurance

[H0RR0RSH0W]

For the people with very valuable collections they can take out a fine art clause on their homeowners. Otherwise fire safe and keep away from water damage in a locked secure area.

[Bill1]

It was going to be almost $100 a month add on to my homeowners insurance, so I passed. My only concern is fire, and I don't even know anyone who's house has burned down. No kids at home, house less than 10 years old, mostly fire-safe, I have decided. We will see!

[violentluke]

For the people with very valuable collections they can take out a fine art clause on their homeowners. Otherwise fire safe and keep away from water damage in a locked secure area.

 

There is a thread somewhere about how some fire safes degrade comics over time

[oakman29]

WWW.collectinsure.com

[CheeseFrog]

I believe that's only in the cases where people take no measures against the increased humidity (silca packs)

[mschmidt]

For the people with very valuable collections they can take out a fine art clause on their homeowners. Otherwise fire safe and keep away from water damage in a locked secure area.

 

In general, that's a pretty bad idea as a homeowners insurance is usually not set up to correctly deal with insurance for collectibles.

 

You'd be much better off insuring through a company that actually specializes in these things - like collectinsure.com (which are the ones I use myself). It will also be cheaper.

 

It's no different than trying to insure a classic car through a "regular" car insurance agency - the specialized classic car insurance companies will always give you better coverage at a better price.

[Mark 1]

yep

[Icculus308win]

Yes

[CheeseFrog]

Great info in here - thanks everyone!

[Darjis_]

Anyone recommend someone in Canada?

[Forbush-Man]

For the people with very valuable collections they can take out a fine art clause on their homeowners. Otherwise fire safe and keep away from water damage in a locked secure area.

 

There is a thread somewhere about how some fire safes degrade comics over time

 

Right. Better off with a regular safe.

[Noodlez]

I only have one comic. So no.

[piper]

Anyone recommend someone in Canada?

 

Nope

[FlyingDonut]

I had a flood in 2011. Lost about $45K worth of books. State Farm covered all of it. You might want to look into getting your books insured.

[The-Collector]

I had a flood in 2011. Lost about $45K worth of books. State Farm covered all of it. You might want to look into getting your books insured.

 

Oh god that would be harrowing. Were you able to replace most of it?

[kav]

Did you have to go book by book and prove the value?

[mtlevy]

CIA insurance...