uchiha101

So you needed government assistance while living with your parents to pay them rent?

 

Sorry if I haven't kept up

Yes because they charged me rent no matter what and if I didn't pay they would kick me out.

Found this little Lot at Swapmeet earlier this year

 

No way those are awesome and valuable games

No matter the reasons or what you type here, your actions define who you really are. I would hazard a guess that most folks are already disappointed in your comic selling actions, but knowingly spending money that wasn't yours is just down right dishonest. New low for you.

 

Spending money that wasn't mine? Yes it wasn't mine and I tried more then once to give it back and they didn't want it and because of that I had to use the money because at that time I had no other choice if you want to consider it low then go right ahead.

 

When I told them what I did they didn't even care they just said they would work out a payment plan.

 

I'm really sorry Gabe but something is NOT sounding right here...Again, I concede there could have been some administrative hiccup, but If you did the paper work correctly, if you spoke to someone or tried multiple times, this should have been ironed out long before a repayment plan was even necessary. Trust me, the government rarely "does not want its money".

 

Was it the Niagara OW Office?

 

The fact is, you KNEW it was not "yours". You should have put it in a separate account and not touched it, period. I'm curious, if you were working, why did you have no other choice but to spend the money? Was it for comics???

Yes it was the Niagara OW office and this was a month before I got the job and my money I saved up from the other job was running low. I had no other choice because rent was coming up and I had nothing to pay it with. I couldn't get a loan, I begged my friends to lend me money, I begged my family to lend me some and I would pay them back, I tried to sell my stuff and nothing worked. Now if you know me and I'm begging for something then you know I'm in a sticky situation.

I didn't use the money for comics, at that time I was paying rent, my phone bill and food.

No matter the reasons or what you type here, your actions define who you really are. I would hazard a guess that most folks are already disappointed in your comic selling actions, but knowingly spending money that wasn't yours is just down right dishonest. New low for you.

 

Spending money that wasn't mine? Yes it wasn't mine and I tried more then once to give it back and they didn't want it and because of that I had to use the money because at that time I had no other choice if you want to consider it low then go right ahead.

 

When I told them what I did they didn't even care they just said they would work out a payment plan.

 

You didn't have to use the money, you chose to spend the money. This isn't much different than what you mentioned you did in the past about having a "high morale compass" and returning some dude's wallet that had $2k in it. Somehow it's their fault because they didn't take the money back so you had no choice but to spend the money.

 

I'm glad you remember that and yes I gave the guy his money back and took nothing.

No matter the reasons or what you type here, your actions define who you really are. I would hazard a guess that most folks are already disappointed in your comic selling actions, but knowingly spending money that wasn't yours is just down right dishonest. New low for you.

Spending money that wasn't mine? Yes it wasn't mine and I tried more then once to give it back and they didn't want it and because of that I had to use the money because at that time I had no other choice if you want to consider it low then go right ahead.

When I told them what I did they didn't even care they just said they would work out a payment plan.

So you spent the money that was direct deposited to your account AFTER you gave them notice and knew you shouldn't be spending it?

 

Oy!

Yes because they wouldn't take it back no matter what I said.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

 

Taxes are taken right off your check here in most jobs as well. I am no tax man but it could have something to do with Gabe being on social assistance and then getting that part time gig and not declaring information properly on his income tax return. Just a guess.

 

 

It had nothing to do with taxes it was that they felt I didn't tell them fast enough that I got a job.

 

So when did you get your job and when did you actually tell them then?

 

I told them three times

 

A week after I got my job

Three after I got my job

Six weeks after I got my job

 

The reason why is because even though I wrote I got a job they still kept sending me money.

 

Working for another ministry within the Ontario Government, I can see how that might happen and I assume you were on Ontario Works? If so, you are supposed to let them know "as soon as possible" and I would think you would have a a case worker? Why such a big gap between three weeks and not again until six weeks later? Did you contact your local office via phone? Just seems weird to write them and not call...

 

Also, as it is a computerized system, depending on the date/timing it could have just been issued via regular processing cycle depending on when notification actually occurred/received.

 

Regardless, one of your responsibilities is to "repay any money you received that you were not entitled to". Even if they kept sending you a check(s), what did you do with it/them? Did you spend them? If you did spend that money, you do owe them money as you spent money you were not entitled to. Simple as that.

 

If you just set it aside, knowing you were not entitled to it, it shouldn't have been a big deal to pay back and have zero effect on your current financial situation as it would should have just been sitting in a bank account.

 

But they probably sent him a cheque(s)...does that change anything?

 

 

Jim

Direct deposit

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

 

Taxes are taken right off your check here in most jobs as well. I am no tax man but it could have something to do with Gabe being on social assistance and then getting that part time gig and not declaring information properly on his income tax return. Just a guess.

 

 

It had nothing to do with taxes it was that they felt I didn't tell them fast enough that I got a job.

 

So when did you get your job and when did you actually tell them then?

 

I told them three times

 

A week after I got my job

Three after I got my job

Six weeks after I got my job

 

The reason why is because even though I wrote I got a job they still kept sending me money.

 

Working for another ministry within the Ontario Government, I can see how that might happen and I assume you were on Ontario Works? If so, you are supposed to let them know "as soon as possible" and I would think you would have a a case worker? Why such a big gap between three weeks and not again until six weeks later? Did you contact your local office via phone? Just seems weird to write them and not call...

 

Also, as it is a computerized system, depending on the date/timing it could have just been issued via regular processing cycle depending on when notification actually occurred/received.

 

Regardless, one of your responsibilities is to "repay any money you received that you were not entitled to". Even if they kept sending you a check(s), what did you do with it/them? Did you spend them? If you did spend that money, you do owe them money as you spent money you were not entitled to. Simple as that.

 

If you just set it aside, knowing you were not entitled to it, it shouldn't have been a big deal to pay back and have zero effect on your current financial situation as it would should have just been sitting in a bank account.

Yes I was on Ontario works and I didn't let them know till a week later. I went to their office since I live close to one and I was writing on the form they gave me that I found a job.

I don't remember exactly what happened but I know that I tried to return the money and for some reason charged me anyway. So after about 8 weeks they sent me a notice saying they wanted the money back but wouldn't take it from me so I spent it. That's how I'm on the payment plan but I don't know why they didn't take the money it's not like I did anything to it.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

 

Taxes are taken right off your check here in most jobs as well. I am no tax man but it could have something to do with Gabe being on social assistance and then getting that part time gig and not declaring information properly on his income tax return. Just a guess.

 

 

It had nothing to do with taxes it was that they felt I didn't tell them fast enough that I got a job.

 

So when did you get your job and when did you actually tell them then?

 

I told them three times

 

A week after I got my job

Three after I got my job

Six weeks after I got my job

 

The reason why is because even though I wrote I got a job they still kept sending me money I still kept using the money they were mistakenly sending to me.

Fixed

Nice but no.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

 

Taxes are taken right off your check here in most jobs as well. I am no tax man but it could have something to do with Gabe being on social assistance and then getting that part time gig and not declaring information properly on his income tax return. Just a guess.

 

 

It had nothing to do with taxes it was that they felt I didn't tell them fast enough that I got a job.

 

So when did you get your job and when did you actually tell them then?

I told them three times

A week after I got my job

Three after I got my job

Six weeks after I got my job

The reason why is because even though I wrote I got a job they still kept sending me money.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

 

Taxes are taken right off your check here in most jobs as well. I am no tax man but it could have something to do with Gabe being on social assistance and then getting that part time gig and not declaring information properly on his income tax return. Just a guess.

 

It had nothing to do with taxes it was that they felt I didn't tell them fast enough that I got a job.

whats the samsung phone that blows up?

 

You didn't buy that one, right?

No that's a different phone.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

 

I'm not sure how things in Canada work, but in the US your taxes are taken out already once you receive your check in most jobs. Unless you're a freelancer or contractor I'm not sure how the Govt thinks you're stealing money when you work as a dishwasher. You're under no obligation to explain this, but I'm really confused how this happened.

I told them that I got a job and they already had sent me the next month's assistance and when I tried to return it they didn't accept it.

Thoughts

 

I'm thinking of buying myself a cell phone so that I can download apps and use different avenues to sell things.

 

Unless there's some apps that are exclusive to phones only you have every avenue at your fingertips on that laptop you bought not long ago then why buy a phone? It would be pointless.

 

Again, you are on your way to having no housing. Use the time you do have a roof over you head and sell the books you currently have. Please be smart about this and listen to the advice people are giving you and try it instead of your way which obviously isn't working too hot.

 

Yes there are some apps that are elusively to the cell phones. I'm not on my way to no housing because of a lack of cash.

 

Where are you going to live? Listen, it is obvious to everyone that frequents this thread, besides you, that you have no clue.

 

Flipping comics has been mostly a failure with a ton of mistakes that you keep saying you are learning from but don't because you continue to repeat them and make new ones. You have gotten solid advice in this thread and you continue to ignore it because you want to do things your way. Your way isn't working. Your way has you in a hole in the comic venture, a hole you can't afford to be in.

 

The best thing you could do for yourself is to stop buying stuff. A cell phone is the last thing you needed to worry about. You need to fire sale everything that isn't essential for living like the toys, video games, and comics you have been trying to sale. Take them to your LCS or other venue and unload them.

 

It is way past time for you to grow up and start living in the real world. Of course all of this typing is being wasted because you will continue to do things your way and fail.

I'm living with my parents for another month beyond that I'm not sure. I already said that I've slowed down and if I have money that I made from selling stuff I buy something if not I buy nothing. I'm not taking anything to the lcs because they give you pennies on the dollar so I'll skip that unless I got it for really cheap.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

 

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

 

 

If you have to mooch wifi off of your parents plan (and probably food and other basic necessities), don't have enough money to cover rent (first and last) and now apparently owe the government money, you are not "fine" financially.

 

I don't mooch off anything, I used to pay 10 dollars a month for wifi and my rent includes food and utilities. The government part of it is because I got a job and they thought I was stealing money so I owe them 750 dollars.

So you've got enough money for first and last months rent? Enough money for food and water?

 

Enough money for food, water and first month's rent.

So you bought a phone for roughly $50 USD.

 

Ok, to use those "awesome apps" what are your monthly mobile fees? Or are you planning on just using the wi-fi at your parents? If so, who pays for internet at your parents house?

 

Also how are you "fine now" and "have money"? Two seconds ago you were going to live in a shelter...

I'm not using a data plan so I pay no monthly fees and wifi is free because of the bundle that my parents have. I've been fine it's just that I don't have enough money to cover rent plus first and last month since I owed the government money as well.

This thread used to be admiral and worthwhile with honest attempts to offer advice and help to Gabe. I myself was one those who tried to offer some impartial guidance.

 

Then it turned into entertainment with repeated mistakes, hygiene and personal fiascos, shunned feedback, and continued often lame excuses with promises to improve and learn. You would tune in just to see what new excuse or reason was offered and you could get your daily dose of comedic diversion.

 

Now it is just plain tiresome.

 

You don't have to come to this thread at all I'm not forcing you to.

 

I did not say that you were forcing me, if you re-read my post. You see you have started a thread on an open public forum and I shared my observations and thoughts. Not that you directly requested that anyone do so; however, when this thread went far awry from the comic book efforts you engaged in, you both asked for and welcomed advice. Advice was given and in many cases, you noted how it was helpful and you would make changes to follow much of the sound advice given.

 

By sharing your efforts which to me seem to be continuous, repeated personal and business related non-improvements, critique from some of us who tried to offer constructive assistance ensued. You have stated it is your journal which in a way is a fair statement but you have no ownership of the site (at least none that I am aware of, perhaps you are a business investor or partner of CGC but you have not stated such) and therefore, any desire to limit participation is not an option. I will; however, forego any future critique unless you see the need to offer a reply to this post and I may wish to follow-up with any insight I feel compelled to add.

 

I do want to give you some information as to why your situation is significantly relevant to me and why early on, I provided my thoughts that may have been helpful. I am in my early 50s. I retired from state service as the Deputy Administrator of the state agency which administers among other programs Employment Services and Unemployment Insurance benefits. I worked for the agency for 30 years and started as a Clerk, making $900 a month. Every advancement I had required that I meet the minimum requirements, then an application, followed by a multiple interview process if I made it that far. We are classified state workers which means there are several restrictions and some protections on job security and advancement. There is no pay for performance, COLAs, or automatic advancement. Unclassified employees such as those that appointed can receive what wage is deemed appropriate unlike classified who are restricted to whatever pay band they are in.

 

I worked a placement desk, administered aptitude and proficiency testing, performed employer relations, did UI administration and adjudication, managed a local workforce center and then advanced through several other positions as state program technical supervisor and also chief of research until I was fortunate enough to end my career as the Deputy which is the highest level in our agency that a classified employee may attain. I then managed every program director over all these programs including ES, UI, JTPA/WIA (now WIOA - job training/placement) IT, Veterans, and Research.

 

With my work experience, I provided information that I had learned and shared with job seekers and employers. Your posted comments and actions are similar to some job seekers I referred to jobs. After a few referrals with either excuses of why they couldn't do it or interview no-show, I saw that these folks didn't want to work. As an example that is related to what you have shared, I worked with a program called Ticket to Work which provided vouchers to individuals who were receiving disability but still able to perform many jobs. This would have helped them find gainful employment but when I worked with the program only 4% of the tickets issued in my state were used. Moral, they wanted to stay on public assistance and receive their benefit. Similar to UI benefits and the United States passed so many extended benefits periods, someone could stay on UI for a very long time plus receive other types assistance without job attainment or effort.

 

A bit more on myself, I started working for the state during my last semester of college. I worked two jobs while in college. One was mowing yards and taking care of swimming pools. I even continued to mow yards when my foot was in a cast and I would wrap it in a trash bag to keep the grass out. I did this in 100+ degree weather at times. To this day, I hate taking care of my lawn but I do it and want it to look good to boot.

 

I saved my money as much as possible (full disclosure, I had a scholarship that paid for some books and tuition and my parents had invested in a college plan so that was incredibly helpful). I paid for my food, gas, groceries, car insurance, and such. Four months after I graduated college, I bought my first house with my own money.

 

And yes, I collected and read comics through my college days, starting way back in 1972 when I bought my first comic off the stands which I still have. Even though there were loads of books, I wanted to add like SA keys and lots of GA, I chose to save and plan for the future.

 

To wrap up this brain dump on my part, to relate my understanding of your situation even more, my child had some special needs tied to a birth defect which required major surgery to correct. It was something we could wait until she was older and after she graduated high school, we located a specialist, had the surgery, and a lengthy rehab period later; she is doing great and attending college with great grades and got her first real job last summer in retail. My ex-wife was a Special Education teacher working with educable, mentally handicapped and I learned a great deal from her. She worked to finish her Master's Degree and is now a LPC working with many similarly handicapped patients.

 

So I do find sympathy and indirectly, empathy, for you and your situation. I will never lose that feeling; however, when an individual who is able to help himself chooses not to for whatever reason, I find it exceedingly difficult to continue supporting that person's effort.

 

I wish you the best and hope your future will be bright.

Thank you for sharing that post and yes I admit I haven't been doing as many things as I should be but being realistic there's only so much you can take before you give up. Me I don't really take things seriously unless I need to. I take selling things seriously and that's about it.

As an adult, he should probably have a mobile phone, though I'm not really sure how it will help his comic business.

 

 

The ebay app is a great asset. I'm able to respond to messages asap and my feedback reflects that.

 

I use the eBay app as well, but is it necessary for me? Not really...and I'm sure I sell a lot more books than Gabe and I have a full time job. Is he out and about enough ( remember, he doesn't go to cons ) that it's going to really matter in that regard?

Ebay isn't the only app I'll be using on there and yes I don't go to cons.

As an adult, he should probably have a mobile phone, though I'm not really sure how it will help his comic business.

 

 

The ebay app is a great asset. I'm able to respond to messages asap and my feedback reflects that.

 

Well that assumes one has a smart phone, which is certainly not a given in this case.

 

Additionally, given some of the past history, there's at least a fair chance that the OP 'jumps' on a 'great deal' suddenly without doing proper research or even seeing the pictures clearly enough. Or clicks the wrong window (for a $1K comic). Or agrees to a trade he shouldn't.

 

I think the impulsiveness allowed by a mobile phone may end up being a detriment to the OP, at least in terms of flipping collectibles. Of course I'm also of the opinion that he shouldn't flip collectibles until nearly every other part of his life is straightened out.

Yes I bought a samsung galaxy 3 and my impulsiveness has almost slowed completely which I'm sure you've been seeing by what I've been posting.

As an adult, he should probably have a mobile phone, though I'm not really sure how it will help his comic business.

 

 

The ebay app is a great asset. I'm able to respond to messages asap and my feedback reflects that.

That's one of the apps I'll be using.

As an adult, he should probably have a mobile phone, though I'm not really sure how it will help his comic business.

 

It's to use different selling apps to sell my comics, video games and toys with the fees.

Thoughts

 

I'm thinking of buying myself a cell phone so that I can download apps and use different avenues to sell things.

 

Good plan could be homeless next month so I'll spend more money on a cell phone.

 

Shocking isn't it.

 

Getting a cell phone will help get the consignment side of the business off and running. He can write it off as a business expense.

 

To be able to claim anything as a business expense he would have to register as a small business within Ontario. That would mean filling out applications, forms, issuing receipts for buys, basic accounting and later on, completing income tax forms.

 

...I guess his parents could help him out with the tax stuff...

 

I may be crazy but I don't think Gabe is at that stage of his "career" yet.

No I'm not but registering a business isn't too hard I was asked to do it before.

Thoughts

 

I'm thinking of buying myself a cell phone so that I can download apps and use different avenues to sell things.

 

Good plan could be homeless next month so I'll spend more money on a cell phone.

 

Shocking isn't it.

 

Getting a cell phone will help get the consignment side of the business off and running. He can write it off as a business expense.

I don't have a business to write it off but the phone is a investment

I don't know if the was said before but join the canidan armed forces, you will have shelter , get paid , and they would probably help you out with a degree at some point and time.

 

Its not about that. He could go on welfare and have his own apartment through community housing.

 

he doesn't want this.

 

 

Dude has to grow up sometime, strap those big boy pants on !!

Yes that's true.