A recent post on the CGC facebook page is a solid illustration of the issue, I think. Guy buys an X-Men #94 that is clearly a 7.5 or MAYBE a Very Fine at best due to color breaking creases and other general wear, but convinced himself it could be a 9.2 with a nice press and clean. I just hope he didn't pay too, too much more than he should have. Even though it is still a really nice copy of that book, and I don't know what his motivation was for buying it (did he really want the book? Is he a wannabe dealer flipper and thought he was getting a steal on a NM- being sold as a FN/VF or VF-? Does he just spend too much time on facebook in general among the "press it all and let god sort it out!" crowd?)