Really fair point, Speed. I would say if there are people that have decided to use discretionary spending on comics and decided that it would be their retirement, they would indeed be in trouble. Not because of the value per se, but because of how they have planned their financial futures (to your point). If so, the impact to their "retirement" is less so because of the downfall of comic values, but rather, because of their lack of financial planning. We buy comics because we love them, and sure, the value growth is a nice plus, but by no means should anyone be buying strictly comics for investment/retirement purposes. If you want to diversify your portfolio and part of that means fine art or other collectables, fine, but if someone has everything tied into one thing, I would seriously advise them to re-consider.