Illustrious Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Did you get them covered under homeowners insurance? I probably should get mine covered as well. Link to comment Share on other sites More sharing options...
roulette44 Posted May 7, 2012 Share Posted May 7, 2012 Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy! Link to comment Share on other sites More sharing options...
Peter Loves Gwen Posted May 7, 2012 Share Posted May 7, 2012 Ditto, when I checked for a collection, the insurance would have been over $700 per year, but a safe deposit box is just $50. Get the really valuable stuff out of the house, and insure the rest. Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 (edited) My policy is through http://www.americancollectors.com/ I dont remember how much it is a year. I know its is not 700$ but I have my home owners through them also (USAA). My home owners does not cover comics. The extra policy covers them in my home,car, or theft from hotel room/convention. They also cover them in transit so if I buy a CGC book from Clink and it arrives damaged they will pay for it to be reslabbed or completely replaced. Edited May 7, 2012 by dscott Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy! If I get a safety deposit box how am I supposed to cuddle with them at night? Link to comment Share on other sites More sharing options...
Illustrious Posted May 7, 2012 Share Posted May 7, 2012 Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy! If I get a safety deposit box how am I supposed to cuddle with them at night? Exactly! Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy! If I get a safety deposit box how am I supposed to cuddle with them at night? Exactly! The Hulk would be so lonely in a bank box by himself. Link to comment Share on other sites More sharing options...
tortoise Posted May 7, 2012 Author Share Posted May 7, 2012 Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy! If I get a safety deposit box how am I supposed to cuddle with them at night? Exactly! The Hulk would be so lonely in a bank box by himself. I keep anything over 2k in a Safety D box, Hulk1 being my exception. It's my Favorite book, so I like having it on hand. Link to comment Share on other sites More sharing options...
Kevin.J Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. Link to comment Share on other sites More sharing options...
Kevin.J Posted May 7, 2012 Share Posted May 7, 2012 Ditto, when I checked for a collection, the insurance would have been over $700 per year, but a safe deposit box is just $50. Get the really valuable stuff out of the house, and insure the rest. How big is a safety deposit box ? Link to comment Share on other sites More sharing options...
tortoise Posted May 7, 2012 Author Share Posted May 7, 2012 Ditto, when I checked for a collection, the insurance would have been over $700 per year, but a safe deposit box is just $50. Get the really valuable stuff out of the house, and insure the rest. How big is a safety deposit box ? depends on your needs. they come in a variety of sizes. Link to comment Share on other sites More sharing options...
roulette44 Posted May 7, 2012 Share Posted May 7, 2012 You can buy the boxes big enough to hold 50+ slabs (atleast the one's ive seen). and, cost is $200/year for that size. Link to comment Share on other sites More sharing options...
roulette44 Posted May 7, 2012 Share Posted May 7, 2012 and who says I can't cuddle up with the pictures of my books? Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for. If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim. For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these. I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet. USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen. Link to comment Share on other sites More sharing options...
Peter Loves Gwen Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for. If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim. For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these. I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet. USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen. That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company? Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle. Link to comment Share on other sites More sharing options...
roulette44 Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for. If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim. For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these. I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet. USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen. How much is the policy? assume it's a flat $x plus $y/$1,000 of books? Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for. If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim. For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these. I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet. USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen. That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company? Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle. USAA is the parent company American Collectibles is the Collectible aspect. They insure all collectibles. Cards/Comics/Cars and such. Joey ill find out when the wife gets home. She actually handles all the insurance stuff. Since she specialized in insurance law for her practice. Link to comment Share on other sites More sharing options...
Kevin.J Posted May 7, 2012 Share Posted May 7, 2012 Insure your comics, it was the 1st thing I did after buying so many. Their is nothing set up in the UK to make this easy. A home insurance policy wouldn't do. A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month. How do you prove what you have or what value it is, if you were thinking along those lines ? I have 3 rooms of comics + loft + garage. Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored. I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for. If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim. For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these. I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet. USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen. That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company? Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle. I very rarely sell comics so have little or no knowledge of value or grades of books I bought years ago. I am only looking at values of whats in front of me when I am buying. I have lots of duplicates from years of upgrading and I dont know the condition of 80% of my collection as I had the info stored on PC but a virus killed it. My collection is 40 years old and I probably still own 99% of everything I have ever bought. I have at best guess upwards of 75000 comics. I only have about 400 slabs as I only collect Signatures series and stuff I cant find raw. To work through all of these, trying to work out what is worth what, is just not practical for me as I work full time. I guess I will just have to continue to take my chances. Link to comment Share on other sites More sharing options...
Peter Loves Gwen Posted May 7, 2012 Share Posted May 7, 2012 That sounds like less fun than the 3500 I probably have, but most of mine are junk from the 90's not worth the trouble. I keep up with my ASM, and hope to sell all but the last single copy/keepers. The rest I expect to sell raw and cheap. Fortunately the bulk of the expensive stuff does fit in a couple of those BCE boxes, almost 150 books each. That's funny about leaving the billfold out for crooks. I kind of hide the huge slab boxes, and hope any crook sees the dozens of other short boxes before the good stuff. The bank is a better choice for long term storage. Regards, Link to comment Share on other sites More sharing options...
dscott Posted May 7, 2012 Share Posted May 7, 2012 Obviously you should invest in a home security system. Mine is state of the art Link to comment Share on other sites More sharing options...