Comic Book Insurance Policies

[CatskillMike]

Do any of you have them, who do you use, and did it ever come in handy?

[HouseofComics.Com]

A lot of us use CIA (Collectibles Insurance Agency) but they have significantly raised my rates in the last year. Is this true for anyone else? I think it's up 35% in three years. (With no claims.)

 

Marc

[uclapeterg]

The rates are being revised.

[CatskillMike]

yes, I saw them in CBG. They are always in there. They even quote the rates. It says $40 for 10K of coverage. There is also somebody called St. Paul's travelers in the CBG also.

[Ivanko]

I like CIA mainly due to the flexibility of the policy, i.e. transporting, various locations, etc.

[esquirecomics]

I've used CIA for the last 2 years or so for all my collectibles. I haven't really noticed a significant rate increase but perhaps I just wasn't paying attention.

 

I've always found their service to be excellent.

 

Plus, I like saying the CIA insures me. Pisses off the lawyers over at Langley!

[Korvac Saga]

I use CIA too. If you have anything like a substantial investment (5-10K+) in your books, it's a no-brainer. $40 is very little to spend for peace of mind and security.

[CatskillMike]

I just checked with my homeowners policy, and they only cover $1000. That isn't going to do it. I like the 10,000 coverage for $40. The other company in CBG (St Paul Travelers) says on their website that they have a minimum of $250 premium. That I don't like.

[xfrogx]

40$ a month or per year?

[marvelcollector]

That would be per year.

[CatskillMike]

40$ a month or per year?

Yes, per year, but i called them and the rates have been updated. Suprise! The rates went up. Now it is $54 per year. Still reasonable though, I think.

[Johnny G]

A lot of us use CIA (Collectibles Insurance Agency)

 

Does anyone know of a similar outfit for Canadians?

 

I have been using my home insurance... but the premiums are astronomical! I tried to contact CIA as I have a US address, but they wouldn't allow coverage as the bulk of my collection is in Canada.

 

Any suggestions would be greatly appreciated; not only by me, but my fellow Canucks I'm sure.

 

John

[Silver Surfer]

A lot of us use CIA (Collectibles Insurance Agency)

 

Does anyone know of a similar outfit for Canadians?

 

Would like to know as well.

[Johnny G]

A lot of us use CIA (Collectibles Insurance Agency)

 

Does anyone know of a similar outfit for Canadians?

 

Would like to know as well.

 

Anyone???

 

[spidrvacc]

I also use CIA (Collectibles Insurance Agency) . Do you need to have pictures of your books for a claim. If I remember my policy you don't . How do you prove what books and grades you had?

[CatskillMike]

I also use CIA (Collectibles Insurance Agency) . Do you need to have pictures of your books for a claim. If I remember my policy you don't . How do you prove what books and grades you had?

No pics or details except for individual books over $5000. I guess they pay out the policy limit to you w/o any lists or grades.

[sterlingcomics]

I also use CIA (Collectibles Insurance Agency) . Do you need to have pictures of your books for a claim. If I remember my policy you don't . How do you prove what books and grades you had?

No pics or details except for individual books over $5000. I guess they pay out the policy limit to you w/o any lists or grades.

 

Until I hear someone saying they have successfully filled out a claim without all of this information, I simply refuse to believe this.

[spidrvacc]

anyone have any experience with a claim. tecnically you could say you were robbed . file a police report for your $40K in books and get paid. don't sound right.

[CatskillMike]

Until I hear someone saying they have successfully filled out a claim without all of this information, I simply refuse to believe this.

 

I don't blame you.

[CentaurMan]

Do we know of anyone who's filed a claim with these guys? Was it paid or contested? How much did that individual's rates go up afterwards?