I accept PayPal, and eat the costs, and figure it into pricing.
PayPal is the bad guy though, please remember that. It doesn't take 3+% in fees to perform the virtual zero labor of handling millions of dollars in transactions per day. Banks don't make 1/50th of the profit as PayPal does per man hour of labor etc, IMO.
I'm sure that you and many have noticed a post I have made suggesting the best way to handle the fees. I doubt many have ever done what I suggested, or even thought of it. Someone should contact PayPal, and not bash fellow members. PayPal is the bad guy, did I say that already?
Clearly you've never tried to run a major enterprise business on the internet. I agree the fee might be a little high, but the cost per transaction is definitely not 0. What about all the people working to keep the site running and the business flowing? Are they 0 labor?
You tell me, how many people does it take to operate an internet only company? Remember that they have zero costs for labor like shipping, no fraud of the business or the dozens of normal business expenses. Their biggest cost is their customer support department, which is very good, though the policies protect sellers too much.
Stop defending PayPal, they make billions in profit per year, with the costs of a small business like a single McDonald's. They can function equally with those people handling $1 million in business, or $1 trillion.
It's like a person defending the government for stealing over 50% of every dollar from every income earner. It's bad, it's not honorable. I would love to make that kind of money for virtually no costs, but then again, I wouldn't do it, my fees would be much more reasonable.
Please do not judge me as mean etc, for simply posting my opinions. I am a good person, very fair and honorable. I do not take advantage of others because I can get away with it, for any reason. I try to do the right thing, even if I have that kind of advantage or leverage. PayPal has a monopoly, and they are taking full advantage of that. There are federal laws against monopolies, because of the unfair decisions which they typically make.