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HULK # 1 CLUB
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3,619 posts in this topic

Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy!

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My policy is through

 

http://www.americancollectors.com/

 

I dont remember how much it is a year. I know its is not 700$ but I have my home owners through them also (USAA). My home owners does not cover comics.

 

The extra policy covers them in my home,car, or theft from hotel room/convention. They also cover them in transit so if I buy a CGC book from Clink and it arrives damaged they will pay for it to be reslabbed or completely replaced.

Edited by dscott
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Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy!

 

If I get a safety deposit box how am I supposed to cuddle with them at night?

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Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy!

 

If I get a safety deposit box how am I supposed to cuddle with them at night?

 

Exactly! lol

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Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy!

 

If I get a safety deposit box how am I supposed to cuddle with them at night?

 

Exactly! lol

 

^^ The Hulk would be so lonely in a bank box by himself.

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Homeowner policy may cover them....just depends on where inside limits may exist. ....but for god sakes, people, put all the valuable ones in a safety deposit box!! frame a copy or something for your office to enjoy!

 

If I get a safety deposit box how am I supposed to cuddle with them at night?

 

Exactly! lol

 

^^ The Hulk would be so lonely in a bank box by himself.

 

I keep anything over 2k in a Safety D box, Hulk1 being my exception. It's my Favorite book, so I like having it on hand.

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

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Ditto, when I checked for a collection, the insurance would have been over $700 per year, but a safe deposit box is just $50. Get the really valuable stuff out of the house, and insure the rest.

 

How big is a safety deposit box ?

 

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Ditto, when I checked for a collection, the insurance would have been over $700 per year, but a safe deposit box is just $50. Get the really valuable stuff out of the house, and insure the rest.

 

How big is a safety deposit box ?

 

depends on your needs. they come in a variety of sizes.

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

 

USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.

 

If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.

 

For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.

 

I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.

 

USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

 

USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.

 

If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.

 

For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.

 

I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.

 

USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.

 

That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company?

 

Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle.

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

 

USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.

 

If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.

 

For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.

 

I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.

 

USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.

 

How much is the policy? assume it's a flat $x plus $y/$1,000 of books?

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

 

USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.

 

If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.

 

For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.

 

I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.

 

USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.

 

That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company?

 

Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle.

 

USAA is the parent company American Collectibles is the Collectible aspect. They insure all collectibles. Cards/Comics/Cars and such. Joey ill find out when the wife gets home. She actually handles all the insurance stuff. Since she specialized in insurance law for her practice.

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Insure your comics, it was the 1st thing I did after buying so many.

 

Their is nothing set up in the UK to make this easy.

A home insurance policy wouldn't do.

A friend of mine with a less than comparable collection asked a company for a quote years and was told £40 a month.

How do you prove what you have or what value it is, if you were thinking along those lines ?

I have 3 rooms of comics + loft + garage.

Even I am not sure what I have anymore as I cant get access to the loft without spending large amounts of time sorting through boxes for sets I completed years ago and stored.

I normally leave my wallet and other valuables in easy view in the hope a burglar grabs them and runs and doesn't even go upstairs. :eek:

 

USAA asked me for a list of anything that was valued at more than 1000$. All the other books I have fall under my blanket policy. I have around 40,000 or something in coverage. (when I say that I set it up I mean my wife) They said that all we had to do was give them an estimate of the value for the stuff under 1000$ book. If we need to file a claim we just tell them what it was that the claim is for.

 

If it happens to be a 1000$ book then we show them the scans of the book along with GPA data to prove the price on it. All my 1000$+ books are slabbed so that is not an issue for me. I do have several 300-800$ books that are raw but like I said all they ask for is the estimate on those if we need to file a claim.

 

For transit damages you just provide them with photos of the damage from the mail and a receipt from wherever you bought it. For my sketch covers its the same thing I usually pay with a CC so that I can show the cost of the sketch since there is no real hard data out there on these.

 

I have group shots/scans uploaded on a lot of my comics already that are high dollar. So I am not to worried about it. Plus USAA is a great company my friends car got busted into this year and they stole his wallet.

 

USAA asked him how much cash was inside it and he told them 300$ so they sent him a check for 300$ and paid for the damage to the car. Along with the computer and phone that were stolen.

 

That sounds like the way to go. I wonder how the homeowners policy is connected through them, is there a parent company?

 

Here the big safe deposit box I checked on was 10"x10"x22", so slabs would be a tight fit. I was figuring on pulling them all out and storing in my normal BCE boxes, which are about 11x11x8" I think. That wouldn't fit, so if I find a box like that the Mylars will have to be arranged at an angle.

 

I very rarely sell comics so have little or no knowledge of value or grades of books I bought years ago.

I am only looking at values of whats in front of me when I am buying.

I have lots of duplicates from years of upgrading and I dont know the condition of 80% of my collection as I had the info stored on PC but a virus killed it.

My collection is 40 years old and I probably still own 99% of everything I have ever bought.

I have at best guess upwards of 75000 comics.

I only have about 400 slabs as I only collect Signatures series and stuff I cant find raw.

To work through all of these, trying to work out what is worth what, is just not practical for me as I work full time.

I guess I will just have to continue to take my chances.

 

 

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That sounds like less fun than the 3500 I probably have, but most of mine are junk from the 90's not worth the trouble. I keep up with my ASM, and hope to sell all but the last single copy/keepers. The rest I expect to sell raw and cheap. Fortunately the bulk of the expensive stuff does fit in a couple of those BCE boxes, almost 150 books each.

 

That's funny about leaving the billfold out for crooks. I kind of hide the huge slab boxes, and hope any crook sees the dozens of other short boxes before the good stuff. The bank is a better choice for long term storage. Regards,

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