Oh I just hate fire stories. I cringe and cringe. I really wish that had not happened to you, or anybody.
I love trains as well! I have a few Lionel HO cars from the late fifties and sets from the seventies. I wish I had more but I have to prioritize since I like so many things.
What I'd really like though is a garden railroad, i.e. a 1/29 scale electric train layout that runs outside!
But I'm in downtown Toronto with a tiny lot so it's an impossibility. Who knows, if I ever retire I can move to a much smaller town and have lots of land for a model railroad empire!