PROBATION DISCUSSIONS 21 21

[VintageComics]

That's poor form, and I don't understand why some people refuse to see it. Or even worse, see it and then try to explain it away.

 

I may have missed it but nobody disagrees that it was poor form.

 

 

[WeR138]

 

I find the bolded part above incredibly insulting. Please do not lump everyone together like that. Just because you're capable of something does not mean everyone else is.

 

 

You know, I read a post from the bottom up and if I think it's Casey I play a little game and bet myself that it is. So far I'm batting pretty strong.

 

It's not about what a person is capable of. It is about how people react in desperation.

 

But thanks for the post and missing the point of mine!

 

Which is? Being desperate changes the rules for a person?

 

No, the point was that there were a few forum members who accused Chip of buying the Star Wars figures for himself right after Brock posted the entrapment news, but the FB quote by Chip, made 2 minutes after emailing Brock makes it pretty clear that he regularly looks for collectibles to flip.

 

And even though it basically proves that people's posts and perceptions on that point were incorrect you didn't hear anyone recant.

 

That was the point.

 

 

I went back and read the few pages after the " big reveal". I think you might be reading into things. A few people said "buying vintage star wars collections" and that was it. Pretty sure everyone figured/assumed it was to flip and not for a personal collection. I know I assumed it was for a flip.

 

I assumed it was for a flip, too. Even if he intended to buy them and donate them to sick children, it doesn't change the fact that he took money from people, couldn't be bothered to check his PM's or respond to them for months, but had the time to check out CL. That's poor form, and I don't understand why some people refuse to see it. Or even worse, see it and then try to explain it away.

 

[Bio-Rupp]

can we just DROP the mental health thing?

 

Actually, I won't drop it.

 

It's my opinion that while people currently have or have had family or friends with mental health issues, they may not be abreast of how broad a scope mental health can cover under the latest views on mental health by the medical industry.

 

And it's my opinion that those who do not interact directly with mental health either through work or related people (average Joe Public), may have even less of an idea of how broad a scope mental health can cover.

 

And based on what I've read on this forum over the last few days, it seems that some people truly have no idea what they're talking about when it comes to mental health issues because if they did they wouldn't post the nasty things they did.

 

The spectrum can cover mild traits that nobody ever notices publicly, do debilitating issues that require constant supervision and care.

 

From what I have gathered, this is an epidemic that is just started to be understood by the medical profession after years of stigma and ignoring all but the most extreme cases.

 

If you have no experience in it and / or don't believe me, don't take my word for it just go ask your doctor the next time you're in or do some reading.

 

 

You keep bringing it up.You are the one that wont let it be forgotten that YOU believe Chip is suffering from it.He is not here talking about it,you are.The other times it has been touched on it is in response to your posts.

Do I have no experience with it?It runs in my family.My father is a suicide statistic.Many of my family members and friends and myself have been institutionalized because of it.

I've been diagnosed as having mental issues since I was a teen..my grandmother lost her children briefly due to her problems,my maternal grandmother..it's on both sides.

Not certain if you are aware,but I suffered from some very serious health issues due to drug and alcohol abuse in the last year.I almost didn't survive..on January 20th it will be one year to the day I was given twelve hours to live as my organs had shut down ..I went through hell..and dialysis..and am awaiting a liver transplant...oh,and I DID die..twice..once for over five minutes before I was revived...another time almost as long...and then theres the time they killed me briefly by giving me the wrong meds...forget about that one sometimes.I forget a lot actually...because of the brain damage from the trauma,and the dementia I still occasionally suffer due to the ammonia build up.Oh..and the two,weeks of propynal (sp?) treatments I had to keep me sedated as the horror of what I went through ran so deep,nothing else calmed me.

Did I mention that I saw many counselors throughout this,and have been diagnosed with shellshock or PTSD as well as deep depression and possible development of schizophrenia later on in life ,if I live that long,and I am unable to be treated by meds due to the fact they would be to hard on my system?Yeah,i'll read up on it Roy.And still keep on being positive and honest the best as I can while I do.

I'm not saying i'm worse off than anyone else..but to talk about anothers mental heath issues while they are not present to answer or defend themselves is something I find crass and offensive in the least.

I feel it would have left the topic ages ago if you didn't feel the need to bring up his and your families issues repeatedly.

Pat yourself on the back Canuck...this is one of the few times i've ever been so publicly irritated here.Sorry for the rants and personal information folks.

I try hard to be positive and love you all everyday,but...

it was driving me crazy...

 

Without a doubt, the most positive and friendliest person I've ever talked to on the boards.

 

Get back to me if you ever need anything buddy,

 

Love ya Jimmers

 

xxx ooo

 

Rupp

[VintageComics]

You can talk till your blue in the face about it, but I know when I don't have money to spend, I simply don't spend money, no matter how tempting a deal may be. Sure this is true for most people.

 

Whether he was buying for personal use or to kick start his business is an important distinction to me.

 

Doug Schmell was removing funds that were entrusted to be held safely. They were not his and he buying personal books with other people's money.

 

When you are self employed or running a small business (like you and I do) you have accounts payable and accounts receivable and there is an overlap.

 

Your accounts payable account can be late and yet you can still have money in accounts receivable to reinvest in the business. It's the nature of small business.

 

It's why many bills can and are payable 30 / 60 / 90 days out. It allows businesses stay liquid while floating in the middle.

 

The intent with the Star Wars figures is an important distinction IMO because people who work for themselves think differently than collectors.

 

That is where I was going with my point.

 

And yes, Chip belongs in the HOS, and yes it wasn't OK that he didn't answer anyone until Brock's CL post, and yes it's not OK that he didn't ship packages out.

 

And I'm not sleeping in a Holiday Inn Express tonight.

 

[JAM_NYC]

can we just DROP the mental health thing?

 

Actually, I won't drop it.

 

It's my opinion that while people currently have or have had family or friends with mental health issues, they may not be abreast of how broad a scope mental health can cover under the latest views on mental health by the medical industry.

 

And it's my opinion that those who do not interact directly with mental health either through work or related people (average Joe Public), may have even less of an idea of how broad a scope mental health can cover.

 

And based on what I've read on this forum over the last few days, it seems that some people truly have no idea what they're talking about when it comes to mental health issues because if they did they wouldn't post the nasty things they did.

 

The spectrum can cover mild traits that nobody ever notices publicly, do debilitating issues that require constant supervision and care.

 

From what I have gathered, this is an epidemic that is just started to be understood by the medical profession after years of stigma and ignoring all but the most extreme cases.

 

If you have no experience in it and / or don't believe me, don't take my word for it just go ask your doctor the next time you're in or do some reading.

 

 

You keep bringing it up.You are the one that wont let it be forgotten that YOU believe Chip is suffering from it.He is not here talking about it,you are.The other times it has been touched on it is in response to your posts.

Do I have no experience with it?It runs in my family.My father is a suicide statistic.Many of my family members and friends and myself have been institutionalized because of it.

I've been diagnosed as having mental issues since I was a teen..my grandmother lost her children briefly due to her problems,my maternal grandmother..it's on both sides.

Not certain if you are aware,but I suffered from some very serious health issues due to drug and alcohol abuse in the last year.I almost didn't survive..on January 20th it will be one year to the day I was given twelve hours to live as my organs had shut down ..I went through hell..and dialysis..and am awaiting a liver transplant...oh,and I DID die..twice..once for over five minutes before I was revived...another time almost as long...and then theres the time they killed me briefly by giving me the wrong meds...forget about that one sometimes.I forget a lot actually...because of the brain damage from the trauma,and the dementia I still occasionally suffer due to the ammonia build up.Oh..and the two,weeks of propynal (sp?) treatments I had to keep me sedated as the horror of what I went through ran so deep,nothing else calmed me.

Did I mention that I saw many counselors throughout this,and have been diagnosed with shellshock or PTSD as well as deep depression and possible development of schizophrenia later on in life ,if I live that long,and I am unable to be treated by meds due to the fact they would be to hard on my system?Yeah,i'll read up on it Roy.And still keep on being positive and honest the best as I can while I do.

I'm not saying i'm worse off than anyone else..but to talk about anothers mental heath issues while they are not present to answer or defend themselves is something I find crass and offensive in the least.

I feel it would have left the topic ages ago if you didn't feel the need to bring up his and your families issues repeatedly.

Pat yourself on the back Canuck...this is one of the few times i've ever been so publicly irritated here.Sorry for the rants and personal information folks.

 

I try hard to be positive and love you all everyday,but...

it was driving me crazy...

 

 

My post about education wasn't directed at you specifically as I qualified it for those who don't know much about it and I know that you've been through a few things.

 

I have as well, but nothing personally traumatic like that.

 

I want to clarify that while I believe Chip is suffering from it in some way based on my dealings with him and what I know about him, I'm not trying to convince everyone that he is mentally ill. Only to keep their responses civil because they don't actually know for certain that he isn't. Something echoed by several board members.

 

I'm really sorry if it offended you and I wish you the best with your health.

 

 

 

Roy, who's being mean to Chip? People are addressing his history of shady dealings. You're making it sound like people are insulting his mother or something.

 

Honestly, the most insulting thing I see in this discussion is a person with zero medical credentials diagnosing people with mental illness based off of Facebook conversations and "personal experience", then doubling down on his insensitive quackery by lecturing everyone else about how much more he understands mental illness than they do, despite not having a f'n clue about the medical histories of the people he's talking mess to.

 

 

[JAM_NYC]

That's poor form, and I don't understand why some people refuse to see it. Or even worse, see it and then try to explain it away.

 

I may have missed it but nobody disagrees that it was poor form.

 

You missed the part where you and others tried to explain how the fake CL ad didn't mean anything, because it was a such a good deal? And how when you were in a bad spot financially, you would look to flip whatever you could? Okee dokee

[VintageComics]

That's poor form, and I don't understand why some people refuse to see it. Or even worse, see it and then try to explain it away.

 

I may have missed it but nobody disagrees that it was poor form.

 

You missed the part where you and others tried to explain how the fake CL ad didn't mean anything, because it was a such a good deal? And how when you were in a bad spot financially, you would look to flip whatever you could? Okee dokee

 

You're taking my words out of context.

 

And if Brock was genuinely interested in helping people out he could have just as easily gotten in touch with me to get in touch with Chip.

 

Goodness knows he used to reach out to me for more trivial things and he knows that I know Chip.

 

Instead, he did something that would make him look good at someone else's expense.

 

 

[HarveySwick]

That's poor form, and I don't understand why some people refuse to see it. Or even worse, see it and then try to explain it away.

 

I may have missed it but nobody disagrees that it was poor form.

 

You missed the part where you and others tried to explain how the fake CL ad didn't mean anything, because it was a such a good deal? And how when you were in a bad spot financially, you would look to flip whatever you could? Okee dokee

 

You're taking my words out of context.

 

And if Brock was genuinely interested in helping people out he could have just as easily gotten in touch with me to get in touch with Chip.

 

Goodness knows he used to reach out to me for more trivial things and he knows that I know Chip.

 

Instead, he did something that would make him look good at someone else's expense.

 

 

Brock was genuinely interested in helping people out?? Who, Chip?

 

What are you babbling about now? It's painful reading your posts at this point.

[HarveySwick]

@Roy

 

I asked in general once, but specifically what did you do the night he made his statements? You were online at the time. You have his number and his address. Did you reach out to him to make sure he was OK? As concerned as you are with his well being, I am going to assume you did.

 

[comix4fun]

can we just DROP the mental health thing?

 

Actually, I won't drop it.

 

It's my opinion that while people currently have or have had family or friends with mental health issues, they may not be abreast of how broad a scope mental health can cover under the latest views on mental health by the medical industry.

 

And it's my opinion that those who do not interact directly with mental health either through work or related people (average Joe Public), may have even less of an idea of how broad a scope mental health can cover.

 

And based on what I've read on this forum over the last few days, it seems that some people truly have no idea what they're talking about when it comes to mental health issues because if they did they wouldn't post the nasty things they did.

 

The spectrum can cover mild traits that nobody ever notices publicly, do debilitating issues that require constant supervision and care.

 

From what I have gathered, this is an epidemic that is just started to be understood by the medical profession after years of stigma and ignoring all but the most extreme cases.

 

If you have no experience in it and / or don't believe me, don't take my word for it just go ask your doctor the next time you're in or do some reading.

 

 

You keep bringing it up.You are the one that wont let it be forgotten that YOU believe Chip is suffering from it.He is not here talking about it,you are.The other times it has been touched on it is in response to your posts.

Do I have no experience with it?It runs in my family.My father is a suicide statistic.Many of my family members and friends and myself have been institutionalized because of it.

I've been diagnosed as having mental issues since I was a teen..my grandmother lost her children briefly due to her problems,my maternal grandmother..it's on both sides.

Not certain if you are aware,but I suffered from some very serious health issues due to drug and alcohol abuse in the last year.I almost didn't survive..on January 20th it will be one year to the day I was given twelve hours to live as my organs had shut down ..I went through hell..and dialysis..and am awaiting a liver transplant...oh,and I DID die..twice..once for over five minutes before I was revived...another time almost as long...and then theres the time they killed me briefly by giving me the wrong meds...forget about that one sometimes.I forget a lot actually...because of the brain damage from the trauma,and the dementia I still occasionally suffer due to the ammonia build up.Oh..and the two,weeks of propynal (sp?) treatments I had to keep me sedated as the horror of what I went through ran so deep,nothing else calmed me.

Did I mention that I saw many counselors throughout this,and have been diagnosed with shellshock or PTSD as well as deep depression and possible development of schizophrenia later on in life ,if I live that long,and I am unable to be treated by meds due to the fact they would be to hard on my system?Yeah,i'll read up on it Roy.And still keep on being positive and honest the best as I can while I do.

I'm not saying i'm worse off than anyone else..but to talk about anothers mental heath issues while they are not present to answer or defend themselves is something I find crass and offensive in the least.

I feel it would have left the topic ages ago if you didn't feel the need to bring up his and your families issues repeatedly.

Pat yourself on the back Canuck...this is one of the few times i've ever been so publicly irritated here.Sorry for the rants and personal information folks.

I try hard to be positive and love you all everyday,but...

it was driving me crazy...

 

 

Your positive attitude is one I always think about when I am trying not let myself go negative. You're a boardie I'd like to be more like. I mean that.

 

Know that people here respect and appreciate you and the way you carry yourself. If we ever lost you we'd be losing someone very special.

 

 

[HarveySwick]

can we just DROP the mental health thing?

 

Actually, I won't drop it.

 

It's my opinion that while people currently have or have had family or friends with mental health issues, they may not be abreast of how broad a scope mental health can cover under the latest views on mental health by the medical industry.

 

And it's my opinion that those who do not interact directly with mental health either through work or related people (average Joe Public), may have even less of an idea of how broad a scope mental health can cover.

 

And based on what I've read on this forum over the last few days, it seems that some people truly have no idea what they're talking about when it comes to mental health issues because if they did they wouldn't post the nasty things they did.

 

The spectrum can cover mild traits that nobody ever notices publicly, do debilitating issues that require constant supervision and care.

 

From what I have gathered, this is an epidemic that is just started to be understood by the medical profession after years of stigma and ignoring all but the most extreme cases.

 

If you have no experience in it and / or don't believe me, don't take my word for it just go ask your doctor the next time you're in or do some reading.

 

 

You keep bringing it up.You are the one that wont let it be forgotten that YOU believe Chip is suffering from it.He is not here talking about it,you are.The other times it has been touched on it is in response to your posts.

Do I have no experience with it?It runs in my family.My father is a suicide statistic.Many of my family members and friends and myself have been institutionalized because of it.

I've been diagnosed as having mental issues since I was a teen..my grandmother lost her children briefly due to her problems,my maternal grandmother..it's on both sides.

Not certain if you are aware,but I suffered from some very serious health issues due to drug and alcohol abuse in the last year.I almost didn't survive..on January 20th it will be one year to the day I was given twelve hours to live as my organs had shut down ..I went through hell..and dialysis..and am awaiting a liver transplant...oh,and I DID die..twice..once for over five minutes before I was revived...another time almost as long...and then theres the time they killed me briefly by giving me the wrong meds...forget about that one sometimes.I forget a lot actually...because of the brain damage from the trauma,and the dementia I still occasionally suffer due to the ammonia build up.Oh..and the two,weeks of propynal (sp?) treatments I had to keep me sedated as the horror of what I went through ran so deep,nothing else calmed me.

Did I mention that I saw many counselors throughout this,and have been diagnosed with shellshock or PTSD as well as deep depression and possible development of schizophrenia later on in life ,if I live that long,and I am unable to be treated by meds due to the fact they would be to hard on my system?Yeah,i'll read up on it Roy.And still keep on being positive and honest the best as I can while I do.

I'm not saying i'm worse off than anyone else..but to talk about anothers mental heath issues while they are not present to answer or defend themselves is something I find crass and offensive in the least.

I feel it would have left the topic ages ago if you didn't feel the need to bring up his and your families issues repeatedly.

Pat yourself on the back Canuck...this is one of the few times i've ever been so publicly irritated here.Sorry for the rants and personal information folks.

I try hard to be positive and love you all everyday,but...

it was driving me crazy...

 

 

Your positive attitude is one I always think about when I am trying not let myself go negative. You're a boardie I'd like to be more like. I mean that.

 

Know that people here respect and appreciate you and the way you carry yourself. If we ever lost you we'd be losing someone very special.

 

 

Absolutely.

[CAHokie]

Yep, we all love you Jimmers! One of the best here by far!

[topofthetotem]

[VintageComics]

I actually find your stance on this insulting to those with confirmed horrible mental illnesses like Bi-Polar or others that prevent them from living a normal life. You also have no idea what education and experiences people have so blanket statements are equally insulting to a lot of people here.

 

You find my stance insulting but you don't find it insulting that people call someone names when there is discussion of mental illness but they don't actually know whether they are mentally ill or not?

 

That's what you should be insulted by.

 

When comic sales were going well and money was being made Chip seemed to be functioning just fine on here. Only when the money dissappeared did it suddenly become an issue.

 

Lots of people function just fine when things go smoothly and break down when they don't. That's exactly the point.

 

I asked in general once, but specifically what did you do the night he made his statements? You were online at the time. You have his number and his address. Did you reach out to him to make sure he was OK? As concerned as you are with his well being, I am going to assume you did.

 

I called after the police arrived and Chip didn't pick up.

 

I did get a call from the hospital the next day explaining Chip was being checked in and held for evaluation.

 

And I speak to Chip from time to time about things other than comics, as do other board members who have dealt with Chip through the years.

[JAM_NYC]

can we just DROP the mental health thing?

 

Actually, I won't drop it.

 

It's my opinion that while people currently have or have had family or friends with mental health issues, they may not be abreast of how broad a scope mental health can cover under the latest views on mental health by the medical industry.

 

And it's my opinion that those who do not interact directly with mental health either through work or related people (average Joe Public), may have even less of an idea of how broad a scope mental health can cover.

 

And based on what I've read on this forum over the last few days, it seems that some people truly have no idea what they're talking about when it comes to mental health issues because if they did they wouldn't post the nasty things they did.

 

The spectrum can cover mild traits that nobody ever notices publicly, do debilitating issues that require constant supervision and care.

 

From what I have gathered, this is an epidemic that is just started to be understood by the medical profession after years of stigma and ignoring all but the most extreme cases.

 

If you have no experience in it and / or don't believe me, don't take my word for it just go ask your doctor the next time you're in or do some reading.

 

 

You keep bringing it up.You are the one that wont let it be forgotten that YOU believe Chip is suffering from it.He is not here talking about it,you are.The other times it has been touched on it is in response to your posts.

Do I have no experience with it?It runs in my family.My father is a suicide statistic.Many of my family members and friends and myself have been institutionalized because of it.

I've been diagnosed as having mental issues since I was a teen..my grandmother lost her children briefly due to her problems,my maternal grandmother..it's on both sides.

Not certain if you are aware,but I suffered from some very serious health issues due to drug and alcohol abuse in the last year.I almost didn't survive..on January 20th it will be one year to the day I was given twelve hours to live as my organs had shut down ..I went through hell..and dialysis..and am awaiting a liver transplant...oh,and I DID die..twice..once for over five minutes before I was revived...another time almost as long...and then theres the time they killed me briefly by giving me the wrong meds...forget about that one sometimes.I forget a lot actually...because of the brain damage from the trauma,and the dementia I still occasionally suffer due to the ammonia build up.Oh..and the two,weeks of propynal (sp?) treatments I had to keep me sedated as the horror of what I went through ran so deep,nothing else calmed me.

Did I mention that I saw many counselors throughout this,and have been diagnosed with shellshock or PTSD as well as deep depression and possible development of schizophrenia later on in life ,if I live that long,and I am unable to be treated by meds due to the fact they would be to hard on my system?Yeah,i'll read up on it Roy.And still keep on being positive and honest the best as I can while I do.

I'm not saying i'm worse off than anyone else..but to talk about anothers mental heath issues while they are not present to answer or defend themselves is something I find crass and offensive in the least.

I feel it would have left the topic ages ago if you didn't feel the need to bring up his and your families issues repeatedly.

Pat yourself on the back Canuck...this is one of the few times i've ever been so publicly irritated here.Sorry for the rants and personal information folks.

I try hard to be positive and love you all everyday,but...

it was driving me crazy...

 

 

Your positive attitude is one I always think about when I am trying not let myself go negative. You're a boardie I'd like to be more like. I mean that.

 

Know that people here respect and appreciate you and the way you carry yourself. If we ever lost you we'd be losing someone very special.

 

 

Absolutely.

Hell yes! And I'd personally add that I feel the same way about Roy, one of the nicest guys I've ever seen on this board, despite the fact his taint tickling of Chip is driving me nuts.

[joeypost]

You can talk till your blue in the face about it, but I know when I don't have money to spend, I simply don't spend money, no matter how tempting a deal may be. Sure this is true for most people.

 

Whether he was buying for personal use or to kick start his business is an important distinction to me.

 

Doug Schmell was removing funds that were entrusted to be held safely. They were not his and he buying personal books with other people's money.

 

When you are self employed or running a small business (like you and I do) you have accounts payable and accounts receivable and there is an overlap.

 

Your accounts payable account can be late and yet you can still have money in accounts receivable to reinvest in the business. It's the nature of small business.

 

It's why many bills can and are payable 30 / 60 / 90 days out. It allows businesses stay liquid while floating in the middle.

 

The intent with the Star Wars figures is an important distinction IMO because people who work for themselves think differently than collectors.

 

That is where I was going with my point.

 

And yes, Chip belongs in the HOS, and yes it wasn't OK that he didn't answer anyone until Brock's CL post, and yes it's not OK that he didn't ship packages out.

 

And I'm not sleeping in a Holiday Inn Express tonight.

 

I have been self employed for 35 of my 53 years of life. I have never, ever spent money I did not have in hand. It is not only a bad habit to get into, it is dangerous, and if you want to really dissect it, can become criminal. I work for myself AND I am a collector and would always put paying my debts before any "deal". TBH anyone who can see this as "OK" would raise red flags in my mind.

[VintageComics]

Hey JAM,

 

Thanks for not kicking me in the nads!

 

I'm out....until they pull me back in!

 

Time for some dinner in New Orleans.

[CAHokie]

I actually find your stance on this insulting to those with confirmed horrible mental illnesses like Bi-Polar or others that prevent them from living a normal life. You also have no idea what education and experiences people have so blanket statements are equally insulting to a lot of people here.

 

You find my stance insulting but you don't find it insulting that people call someone names when there is discussion of mental illness but they don't actually know whether they are mentally ill or not?

 

That's what you should be insulted by.

 

When comic sales were going well and money was being made Chip seemed to be functioning just fine on here. Only when the money dissappeared did it suddenly become an issue.

 

Lots of people function just fine when things go smoothly and break down when they don't. That's exactly the point.

 

I asked in general once, but specifically what did you do the night he made his statements? You were online at the time. You have his number and his address. Did you reach out to him to make sure he was OK? As concerned as you are with his well being, I am going to assume you did.

 

I called after the police arrived and Chip didn't pick up.

 

I did get a call from the hospital the next day explaining Chip was being checked in and held for evaluation.

 

And I speak to Chip from time to time about things other than comics, as do other board members who have dealt with Chip through the years.

 

I never called Chip names and have no intention of ever doing so. However, I think you are missing the meaning of what I meant above....

[JAM_NYC]

I'm going to go enjoy some delicious jagerschnitzel and a giant boot of beer at Zum Stammtisch, I look forward to reading pages of arguments caused by chips actions when I get back.

[VintageComics]

I have been self employed for 35 of my 53 years of life. I have never, ever spent money I did not have in hand. It is not only a bad habit to get into, it is dangerous, and if you want to really dissect it, can become criminal. I work for myself AND I am a collector and would always put paying my debts before any "deal". TBH anyone who can see this as "OK" would raise red flags in my mind.

 

If you use a credit card you are spending money you don't have.

 

If you use time payments with a dealer, you are spending money you don't have.

 

If you are allowing someone time to pay you are allowing them to spend money they don't have.

 

See how simple it is to spend money you don't have? I agree, people get in over their heads all the time.

 

I haven't had a credit card or a line of credit in over 10 years. You don't have to worry about me spending money I don't have.