Yup. I busted my hump for 18 years after HS getting training, adding debt, then working for less than minimum wage. I drove clunkers the whole time hoping that I could get to and fro. Lived in cheap housing, skimped on frills, pulled more overnight shifts than I ever thought I could survive. I watched my friends who graduated college get good paying jobs with retirement benefits while I just got more and more debt. Now I'm making good money and being responsible with it, but apparently I'm "greedy". But 21 year olds want to be able to buy a house, drive a BMW, and travel to Ibiza every few months right after graduation.