PROBATION DISCUSSIONS 21 21

[Sqeggs]

Yes I still have the book. When I found out about the resto I told the buyer he could keep the book and I would still refund it. He sent it back. I did not ask for it back.

 

In which case, have you considered sending the book back to the buyer as a gesture of good faith? You could then begin making whatever small payments you can manage. When you have finally paid off the $1,500, the buyer could decide whether to keep the book or send it back to you.

 

Just a suggestion.

[higgsboson]

well I'm sorry to hear that things got ugly for you...and trust me I know ugly.

 

But I would recommend at least sending the buyer $25 here or $50 there instead of trying to pay it all at once if you're really in a bind. You can probably knock that amount out selling plasma (I mean if you're really really bad off, but you're still online so it can't be homeless bad right?) That way at least he's getting something back from you instead of just waiting.

 

No, I'm not homeless at the moment, but I was living in my car while I still had it, and then living somewhere even worse that nearly sucked me out of this life for good. Ugly doesn't begin to describe it, and the strange thing is that I didn't care. As if I needed to absolutely hit rock bottom and either never come back or have the self disgust finally slap me back to reality. Luckily the latter happened. It's only recently that I've gotten to a mental place where I could actually start thinking about addressing my financial situation let alone caring about it. The plasma idea is a good one, but unfortunately I am not allowed to donate blood. The other problem is that I now live in Canada (thank you free health care) so anytime I need to send money to the US there are a number of fees: an exchange fee and a transfer fee, which means if I send $25 about 35% of it will go towards fees. It would be sort of like taking $1500 out of an atm in another country $20 at a time.

 

Luckily things will get better. I expect that within the next 6 months or so a legal process will finally finish which will allow me to have access to my retirement fund, which is currently frozen pending the resolution of a legal matter. Sometimes I think I am living in a Kafka novel, but on the bright side I appreciate everything I still have (not talking about money or possessions) more than I ever have, and over time have learned to focus on that rather than on everything I have lost. In the end, coming through the last 20 months alive, relatively sane, and with hope has made me a better person. It's just a shame that it takes dire circumstance for us (or at least me) to learn these things and be able to realize what the truly important things are in life. Everyone who reads this today, take a moment and reflect on the gifts you have in your life and do not take them for granted, because in the blink of an eye they can all be taken away forever.

[higgsboson]

Yes I still have the book. When I found out about the resto I told the buyer he could keep the book and I would still refund it. He sent it back. I did not ask for it back.

 

In which case, have you considered sending the book back to the buyer as a gesture of good faith? You could then begin making whatever small payments you can manage. When you have finally paid off the $1,500, the buyer could decide whether to keep the book or send it back to you.

 

Just a suggestion.

 

I just recently had my mother send the package to me. I had never even bothered to open it before. Now that I'm in a better place I have just begun to start thinking about how to solve my financial situation. I am trying to sell it here, and despite it being SP resto, it is still a very scarce book in any condition, so I have gotten interest from a couple buyers in Ontario who are interested enough to drive an hour to me to take a look. Of course the FMV on such a book is basically impossible to determine because there are so few copies and even fewer recent sales. I just need to find that buyer who wants this book, and realizes they may not come across an unrestored high grade copy for a while. I actually posted high res scans of it a while back in the can you spare a grade forum and no one brought up seeing anything to suggest restoration, so it really is minor and the book presents beautifully for it's 66 years. I hope I look that good with minor restoration when I'm 66.

[HarveySwick]

I am trying to sell it here, and despite it being SP resto, it is still a very scarce book in any condition, so I have gotten interest from a couple buyers in Ontario who are interested enough to drive an hour to me to take a look. Of course the FMV on such a book is basically impossible to determine because there are so few copies and even fewer recent sales. I just need to find that buyer who wants this book.

 

You should absolutely have any would be buyer send the funds directly to BarristerBaker. Cut out the middle man (you) in that scenario. (thumbs u

[fantasyland15]

Hi Guys, not sure what to do next about this.

 

Boardy bought 7 books in my April sales thread. Sent invoice on May 6th. PM'd me on the 11th to asked me if I had sent it. Resent invoice. On the 15th he said he had received it and would pay asap. I have sent three messages since May 31st. No reply. He has also not posted on any threads since May 15th. Should I just put my books back in the box and move on or Probation list or what. Never had this situation before.

 

He hasn't read any posts I have sent since he told me he would pay on the 15th. Which is a bit strange. I will feel bad if he has been in an accident or ill.

 

 

Edited June 9, 2014 by Fantasyland15

[HarveySwick]

I would wait the full 30 days after you invoiced him. If he hasn't paid by then, nominate him for the Probation List and then you can resell the books. (thumbs u

 

[jsilverjanet]

At this point there is no guarantee that if he sells the book Barrister will get that or any of that money. Sorry but that trust went out the window a long time ago.

 

I would suggest you send the book ASAP and start sending payments etc.

 

 

[HarveySwick]

At this point there is no guarantee that if he sells the book Barrister will get that or any of that money. Sorry but that trust went out the window a long time ago.

 

I would suggest you send the book ASAP and start sending payments etc.

 

That's why I suggested having the money from the sale of the book sent DIRECTLY to Barrister from the buyer.

[jaybuck43]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

[revat]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

 

To be fair, if you're only sending $15 at a time, the $5 Western Union fees are murderous.

[miraclemet]

Yes I still have the book. When I found out about the resto I told the buyer he could keep the book and I would still refund it. He sent it back. I did not ask for it back.

 

In which case, have you considered sending the book back to the buyer as a gesture of good faith? You could then begin making whatever small payments you can manage. When you have finally paid off the $1,500, the buyer could decide whether to keep the book or send it back to you.

 

Just a suggestion.

 

 

[edit: I see your post that you say you are trying to sell it, good on you!]

or since you have the book you could try to re-sell it (with the resto disclosed) and then pass those funds on to the owed buyer.

Edited June 9, 2014 by Miraclemet

[Jimmy Linguini]

I don't think the seller should be able to resell the book.

He should send it back to the buyer and still send a full refund.

[higgsboson]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

 

If I send a check in CAD then when it is cashed or deposited in the US, there will be a foreign currency transaction fee on his side.

 

Western Union is cheaper than my bank which charges $8 for any international transaction plus a few percent of the total through the higher exchange rate. $5 at western union is better but they also will have an exchange rate surcharge % (which is probably high than a bank). In any case let's just say it costs $5 total per transaction for simplicity. Sending $25 at a time (which is actually almost $28 CAD with the recent decline in the Canadian dollar) would cost $600 in extra fees in the end ignoring exchange rate commissions which is impossible to get around. Believe me I've looked into many ways to transfer money to the US, since I send monthly payments to the US for child support.

[higgsboson]

I don't think the seller should be able to resell the book.

He should send it back to the buyer and still send a full refund.

 

I'm fine with that. I originally told him to keep it, but he didn't want it. I think by having it in his possession it weakens his case for suing me, so he would rather I keep it. Also if I sent it back to him, it would just take longer for me to be able to refund him. He wants the refund, not the book. Of course, if he has changed his mind I am happy to send it back to him, but it will delay my ability to refund him.

[Iceman399]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

 

If I send a check in CAD then when it is cashed or deposited in the US, there will be a foreign currency transaction fee on his side.

 

Western Union is cheaper than my bank which charges $8 for any international transaction plus a few percent of the total through the higher exchange rate. $5 at western union is better but they also will have an exchange rate surcharge % (which is probably high than a bank). In any case let's just say it costs $5 total per transaction for simplicity. Sending $25 at a time (which is actually almost $28 CAD with the recent decline in the Canadian dollar) would cost $600 in extra fees in the end ignoring exchange rate commissions which is impossible to get around. Believe me I've looked into many ways to transfer money to the US, since I send monthly payments to the US for child support.

 

Open a paypal account. Fund the paypal account which will be a little above trading to get US funds (1.1% or so). Send him payment as friends and family (paypal personal) as it is money owed and not for a purchase of goods. Since you have funds in your paypal account you will not be changed extra money.

 

1500 US = ~1650 Canadian, this isn't extra "fees" as these are fees associated with the declining dollar and you not paying for the book back when the dollar was around par.

[Aces]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

PayPal personal will charge the extra 1% (or so) to transfer money to a foreign country.

I think the sender has to pay the fee.

 

 

[N/A]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

 

Huh?

 

PayPal personal - not free

Postal MO 14%?

[N/A]

Also, Trying to figure out the 35% claim on sending money to the states. Western Union charges $5. Paypal is free if Personal and only a few percent if business. A check is free. The highest I've seen is Canadian Post Money order and that is 14%

 

If I send a check in CAD then when it is cashed or deposited in the US, there will be a foreign currency transaction fee on his side.

 

Western Union is cheaper than my bank which charges $8 for any international transaction plus a few percent of the total through the higher exchange rate. $5 at western union is better but they also will have an exchange rate surcharge % (which is probably high than a bank). In any case let's just say it costs $5 total per transaction for simplicity. Sending $25 at a time (which is actually almost $28 CAD with the recent decline in the Canadian dollar) would cost $600 in extra fees in the end ignoring exchange rate commissions which is impossible to get around. Believe me I've looked into many ways to transfer money to the US, since I send monthly payments to the US for child support.

 

 

Got to RBC

Open a CDN based US$ account

Open a US based US$ account

Write a check (not cheque since it is a US based account)

No transaction fees

 

[KPR Comics]

Cash in a card: $25

Stamp: $0.44

Honoring one's debts: Priceless

 

 

[higgsboson]

Cash in a card: $25

Stamp: $0.44

Honoring one's debts: Priceless

 

 

What is cash in a card?